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S. Cunningham Consulting



Regular price $178.00 USD
Regular price Sale price $178.00 USD
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✔️Couples Plan - Monthly ($178 per month), and 6 or 12 month options

✔️Credit Education

✔️3 Bureau Credit Analysis

✔️24/7 Client Portal Access

✔️Unlimited Disputes

✔️No Contract

✔️Customer Support

✔️Monthly Updates


*Credit monitoring is $29.99 per person through smart credit and is not included.

All Clients must have credit monitoring.

Please remember an account can be modified, updated, or deleted per FCRA standards. WE DO NOT GUARANTEE RESULTS NOR DO WE CONTROL THE BUREAUS. RESULTS MAY VARY FROM PERSON TO PERSON. 

We use federal laws and credit reporting guidelines to dispute any inaccurate, unverifiable, or inaccurate information on your credit reports. This includes the one-time fee of $799 for 12 months of service. You will also be responsible to ensure that you have compatible credit monitoring services for our system which is $29.99 per month per person. Instructions to enroll will be in your welcome email. The audit fee includes 24/7 client portal access, document processing, personalized action plan, 3 bureau action plans. Length in the program varies based on client individual profile. If have an active bankruptcy, please do not sign up! Discharged/ Dismissed are okay! If you do not have the patience, please do not sign up! Credit repair is a process and takes partnership. I do not work for you or against you, I work with you!


1.  When entering your information below, please double check that you entered everything correctly.

2. S. Cunningham Consulting requires ALL clients to maintain active monitoring. Credit monitoring is crucial, and the cost is $29.99 per month per person. This allows us to track your progress during your journey (deletions, score changes, new accounts, etc). Any clients that cancel and/or downgrade their credit monitoring service will be suspended from the program.

3. Please do not enroll if you are currently involved in an active bankruptcy as we will not be able to assist. Dismissed/Discharged bankruptcies can be serviced.

4. Please do not enroll if you are not able to complete your onboarding within 48 hours. It takes about 10 to 15 minutes to complete onboarding. If it’s going to take you longer than 48 hours, please return when you have set aside time to complete and proceed with payment.

5. Please do not sign up if you are severely behind on paying your bills. Credit is important; however, part of credit building and education is knowing how making on-time payments are important. We do not want to become an extra burden on your household. 

6. S. Cunningham Consulting LLC offers a 180-day money back guarantee (minus audit fee) if we can’t get you any deletions. You cannot add any new late payments or negatives to your account while in the program or you will be disqualified from this guarantee. 

7. S. Cunningham Consulting LLC will set up an account for you to be able to view progress through your own secure client portal. All client questions should be sent through your custom portal. Please allow 48 business hours for a response. 

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